Indu Bhusan Nath's Blog

Did you know that Blue light can affect your eyes? Unfortunately, medical research has shown that Blue light is harmful to your eyes.  What is Blue Light? Sunlight consists of seven colours in the visible spectrum—violet, indigo, blue, green, yellow, orange, and red. And each of the colours has a different energy and wavelength. Blue light has shorter wavelengths and higher energy than the other colours of the spectrum. Some medical researchers have established that the human eye is prone to damages from the short wavelengths, extending from 415 to 455 nanometres, of Blue light. Apart from the sunlight, your eyes can get exposed to Blue light from fluorescent tubes, CFL bulbs, LED bulbs, flat-screen LED televisions, computer monitors, smartphone screens, and tablet screens.   How Blue Light Affects Eyes?   Research has shown that you can suffer from eye strain or retina damage when you expose your eyes to Blue light excessively.  Blue light from digital...

If you are an international student in Australia and nearing your graduate course completion, a spontaneous question can arise in your mind: what to do next? And the answer is: there are plenty of options available.  So, what are the options? Here goes the list:  Study Further You can choose to stay back in Australia after graduation and continue to study further to earn a higher academic degree. For example, you can enrol yourself in a post-graduate degree of an academic stream of your choice. It can help you to eventually get a good job because you will gain advanced knowledge and skills. If you decide to study further, there are a few things you need to do: Apply for a new student visa before the expiry of your existing student visa Apply for the course you want to study. You need to freshly apply for the course even if you plan to study in the same institution Ensure that you have sufficient funds to pay for your studies and living expen...

  It might so happen that you eventually found your endowment plan a liability rather than an asset. And the reasons could be many—maybe the policy is wrong, better tax saving instruments are available, and paying the premiums has become problematic due to financial woes.    Whatever the reason might be, there is an effective way to get rid of your endowment policy. And the way is: surrendering it.  What is an Endowment Plan?   Before exploring the surrendering process and the rationality associated with it, let us first understand what an endowment plan is all about.   An endowment plan is an insurance policy that guarantees a lump sum amount to the policyholder at the maturity period. But the policyholder has to survive until the maturity of the policy to receive the lump sum amount.     However, some insurance companies have incorporated some modifications to the plan. They pay out the lump sum amount in the event ...

The higher education industry in India is large and is growing significantly. The industry is poised for a substantial change in the future. The higher education industry in the country is the third-largest in the world, behind China and the USA, in terms of the number of students. According to the available data, the number of students enrolled in higher education in India is more than 35 million. Typically, higher education refers to the education after 10+2, in colleges, universities, professional institutions, and research institutions. There are 903 universities, 39,050 colleges, and  10,011 standalone institutions in India, according to the data published by the Ministry of Human Resource Development of the Government of India.  In India, around 144 million people are within the higher education receiving age of 18-23 years, and approximately 32% of the 1.1 billion population in the country is under the age of 14 years; who will seek higher education in the coming year...

Despite economic reforms in the Indian economy from time to time, one problem has stayed intact, untouched by the reforms, and that is—the trade deficit, which is the excess of imports over exports. If the recent economic initiatives are brought to the focus, it shows tremendous emphasis by the Government of India to invigorate the production landscape of the country. Measures involving Goods and Services Tax (GST) implementation, infusing capital to public sector banks, services sector incentives, efforts to ease doing business, and impetus to domestic production, say a lot about the government’s intent to tame the trade deficit by boosting exports and reducing imports. However, there has been no correction in the trade deficit scenario in India. An analysis shows that the  trade deficit in India  has grown at a CAGR of 3.5 percent from FY10 to FY20, which underscores the need to actuated impactful measures to reverse the trend to benefit the country.       ...